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A Jewel of a Policy

High-value gifts may need special insurance coverage. Whether it’s a retirement, Valentine’s Day, a birthday or just a special day to honor someone you love, jewelry and watches make wonderful mementos. If you have purchased or received an exquisite gift of high monetary value, you will also want…

Snow Woes

Even after the sun comes out, snow can wreak havoc. Living up north, we get used to a lot of snow, but homeowners can all use a refresher about some aspects of snowfall — or a short bit of advice if you’re a first-time homeowner. Roof collapses, ice dams and damage from snowmelt are three of the…

My Fire, Your Fence

Fires in mulch, sheds and other exterior spaces can spread to neighbors’ property. Often when we think of home fires, we think of damage to the house, but home fires frequently occur in detached structures and even in outdoor spaces with no buildings in the immediate area. Fires can start in junk…

Off to the Slopes

Traveling with expensive ski equipment is safer with the right insurance. Did you know Michigan is home to the Midwest’s highest vertical drop? If you’re an avid skier, you may well know this and many other facts about Michigan’s rural and quasi-suburban skiing opportunities, both downhill and…

Your Home Business is a Business

Home insurance doesn't cover many business losses. Though a home business operates out of a house that has insurance, it isn’t covered under a homeowners insurance policy. Not only do you have work property that could be damaged, destroyed or stolen, but you also have data and business income whose…